Listings Under $100,000 USD

What You Need to Know

The reality of finding listings under $100K in the coastal areas of Rosarito, Tijuana, and Ensenada has changed significantly since 2020. Before 2020, it was still possible to find 1-bedroom properties, such as those at the Rosarito Beach Hotel, or homes on leased land in Playa Santa Mónica. Currently, we do not have listings under $100K in these coastal regions. If such a listing does become available, it typically indicates that the property lacks ocean views, is far from the ocean, accessible only by unpaved roads, and is not within a gated community.

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The primary benefit is the low cost, making it an affordable entry point into the market. This affordability can be a major advantage for those on a tight budget looking to own property in these desirable areas. However, the disadvantages far outweigh the benefits. Such properties are typically not located within gated communities, raising concerns about safety and security. They often lack ocean views, which is a significant drawback for coastal living. Additionally, these properties are usually situated far from the coast, accessible only by non-paved roads, making everyday access and convenience an issue. Finally, these listings come with minimal to no amenities, meaning you’ll miss out on the perks that come with more expensive properties, such as swimming pools, gyms, and well-maintained communal areas.


Low Cost


No Listings on the coast area


no amenities

See What People Have to Say

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Castillos Del Mar Buyers

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Paul and Melissa

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The Buying Process in Baja

Buying a home in Baja differs from the U.S., notably with a three-month waiting period. This delay is due to the Ministry of Foreign Affairs taking weeks to process paperwork for foreign buyers. Understanding this can help you plan and avoid surprises.

  • Consider defining your budget and desired property features
  • You may want to familiarize yourself with the Rosarito Beach area and its neighborhoods
  • Some buyers find it helpful to work with a local real estate agent
  • Options include browsing listings online or working with an agent
  • Visiting properties of interest is often part of the process
  • Buyers typically assess factors like property condition, location, and potential appreciation
  • If you find a suitable property, you or your agent may submit an offer
  • Negotiations with the seller might occur
  • This stage often involves property inspections and document reviews
  • Verifying the property's legal status is generally recommended
  • For properties in restricted zones, a bank trust (fideicomiso) may be necessary
  • This process can allow foreigners to effectively control property in these areas
  • Typically involves working with a notary public
  • Usually includes signing necessary documents like the escritura (deed)
  • Often involves a closing officer and an escrow account for added security
  • Payment of closing costs and applicable taxes is usually part of this stage
  • Registration with the Public Registry of Property is generally part of the process
  • New owners often need to set up utilities and services
  • Some buyers consider property management services for remote ownership

Debunking Myths: Foreigners Can Buy Homes

There are many misconceptions about foreigners buying properties in Mexico, particularly in coastal areas like Rosarito Beach. Let's address some common myths:

Myth 1: Foreigners can't own property in Mexico

Reality: Foreigners can indeed own property in Mexico, including in Rosarito Beach. While there are some restrictions in certain areas, legal mechanisms like the fideicomiso (bank trust) allow foreign ownership.

Myth 2: Buying property in Mexico is risky for foreigners.

Reality: While all real estate investments carry some risk, many foreigners successfully and safely purchase properties in Rosarito Beach. Working with reputable professionals and conducting due diligence can help mitigate potential risks.

Myth 3: The buying process is too complicated for foreigners.

Reality: While all real estate investments carry some risk, many foreigners successfully and safely purchase properties in Rosarito Beach. Working with reputable professionals and conducting due diligence can help mitigate potential risks.

Myth 4: Foreigners have no legal rights to their property in Mexico.

Reality: Foreign property owners have legal rights protected under Mexican law. The fideicomiso, for instance, gives foreigners control over their property similar to full ownership.

Myth 5: It's impossible to get financing as a foreigner.

Reality: While it may be more challenging, financing options do exist for foreign buyers. Some Mexican banks offer mortgages to foreigners, and there are also international lenders specializing in Mexican properties.

Myth 6: You need to be fluent in Spanish to buy property in Rosarito Beach.

Reality: While knowing Spanish can be helpful, it's not a requirement. Many real estate professionals in the area speak English and can assist throughout the process.

Myth 7: Foreigners pay much higher property taxes.

Reality: Property taxes in Mexico are generally lower than in many other countries and are the same for both foreigners and Mexican nationals.


Discover the best of Baja living with properties that match your lifestyle and dreams. Connect with a real estate specialist today for personalized assistance and explore the options waiting for you.